EMACC Board of Directors

https://www.baerhomes.com/agents/332770-Marie-Noglows/

Hello! My name is Heather and I am a Market Sales Manager at Provident Bank. I work out of the Point Pleasant, Manasquan, and Brick locations, managing business development and commercial services. I have been with the company since 2008.  I am a full time, working mom of 2 boys, who keep me on my toes daily! I love being involved in my community and the face of our company in my area.  I handle consumer and commercial customer service, lending, and more. If you are looking for "Commitment You Can Count On", I am your girl! 

I have over 25 years as an active member of the EMACC, twice serving as Chairman of the Board.  I currently serve on the board of directors of EMACC.  I Co-Chair the Spinnaker Awards Dinner for EMACC as well.  I am the current Past Chairman of the Board of CPC Behavioral Healthcare which provides mental health and addiction services to children and adults in Monmouth County.  I have 30 years lending experience in commercial lending/business development. I have extensive experience in dealing with contractors, investment properties and owner occupied real estate financing. In depth knowledge of SBA 7A and 504 loan programs. The Bank also works with various loan programs provided through the NJ Economic Development Authority that provide low interest loans to companies that are adding new jobs and helping the NJ economy grow.

Specialties: Contractors
Commercial Mortgages

I was born and raised in Ocean County at the Jersey Shore.  I am a graduate of Seton Hall University in South Orange, majoring in Business Administration with a minor in Graphic Design, and have been in retail banking for over fifteen years.  I am currently the VP - Branch Manager II at the Long Branch and Little Silver offices of Provident Bank.  In addition to helping clients in the office, I strive to support the surrounding communities.  I am an active member of the EMACC Business After Hours Committee, the Marketing, Membership and Communications Committee and the eng! Committee.  When I am not spending time with my wife and two children, I enjoy playing golf and baseball.            

I'm a local insurance professional that owns a mid-sized agency with approximately 35 employees.  We write with dozens of carriers, and focus on commercial and personal insurance.  Property and Casualty (Auto, Home, Business Liability, Worker's Compensation, etc.), as well as Employee Benefits (Group Health Insurance) as well as Life Insurance and Wealth Management.  We have a concentration of contractors and construction business, as well as a manufacturing program for metal workers, and a Marina program.

As President of Pension Parameters Financial Services, Inc., I work with business owners who understand the importance of saving for retirement.  We design retirement plans that maximize retirement savings for the owner while also providing a program that helps to recruit and retain key employees.  I have been in the retirement planning industry for over 30 years and have tremendous experience in qualified retirement plan design and consulting.

John Mousseau is the owner of The Alternative Board (TAB) Jersey Shore North.
 
John brings over 25 years of experience to TAB specializing in marketing and operations.  His diverse experience includes working for Fortune 500 companies Kraft, MasterCard and CBS, start-ups and owning a franchise business.  Since 2014, he’s also been the owner of The Moose Consulting, a marketing and operations consultancy focusing on helping independent businesses grow. 
 
John received a B.A. in Business Administration from Hartwick College and an M.B.A. from Northeastern University.

CMIT Solutions of Monmouth County North president, Chris Parmigiani, has held positions as an executive director, global operations manager, and as a practice lead for a business process improvement organization for some of the world’s leading organizations.  His 20+ years of experience managing technology projects, across many industries, coupled with his expertise in process improvement ensure the appropriate technology solutions are implemented.   And with over 240 CMIT Solutions offices nationwide and access to the skills of over 1,000 IT experts – partnering with Chris & CMIT will truly be an asset to your organization.

An accomplished professional in the mortgage industry, specializing in branch operations, known for exceptional communication skills and ability to build strong relationships, ensuring a seamless and enjoyable mortgage experience. My expertise lies in facilitating all aspects of a transaction with care and attention, creating a smooth and stress-free process for borrowers. I love helping clients and colleagues achieve their personal and professional goals.
I have a genuine passion for helping others and was honored to partner with the team for the 2022 Leukemia Lymphoma Society Visionary of the Year winner to help raise over $250,000 for cancer research and programs. I also help organize yearly toy and food drives each winter.
I am proud to be an EMACC Board member as well as the co-char of the Women in Business committee and a member of the Mortgage Bankers Association of NJ Women’s Committee.
 

https://www.baerhomes.com/agents/332781-Elaine-Schembre/

Jennifer Eckhoff is an enthusiastic leader with over 30 years of experience in non-profit event planning and execution with 37 years of visual presentation and graphic design experience.  As Executive Director of the Eastern Monmouth Area Chamber of Commerce, Jennifer brings cohesive marketing campaign concepts to the Chamber and its programs. Jennifer’s creativity to think out of the box brings new and different approaches to situations, problem solving and events.