Board of Directors 2018

I have spent over 30 years in the graphics arts and direct mail industries.  My career has been focused primarily in the Financial Services sector having spent 7 years with Merrill Lynch in the statement processing and internal mailing area specializing in the marketing area supporting the Financial Advisors with their graphics communications.  Prior to purchasing a Graphics Communications company in Monmouth County I managed the Digital Print and Marketing Communications area of Citi Group supporting the Smith Barney/Morgan Stanley Financial Advisors.
I bring my extensive corporate marketing and graphics experience to support the small and mid sized companies in Monmouth and Ocean Counties. 

Tom is a Certified Financial Planner Professional™ earning this prestigious credential from the Certified Financial Planner Board of Standards in 1994.  Tom has been active in the financial planning and wealth management profession since 1993, working to protect your family's wealth from predators, creditors and Senators.

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Tom holds a Master of Business Administration degree from Monmouth University and a Bachelor of Science degree in Management Science from Kean University

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Tom is also adjunct instructor at both William Paterson University and Rutgers Business School.  Teaching Financial Well Being and Intro to Financial Planning at WPU and Estate Planning at RU.

29 years banking experience in commercial lending/business development. I have extensive experience in dealing with contractors, investment properties and owner occupied real estate financing. In depth knowledge of SBA 7A and 504 loan programs. The Bank also works with various loan programs provided through the NJ Economic Development Authority that provide low interest loans to companies that are adding new jobs and helping the NJ economy grow.

Specialties: Contractors
Commercial Mortgages